Artoh provides USD liquidity and settlement layer for banks, payment platforms, and enterprises.
Artoh pulls data from Shopify, bank accounts, Stripe, PayPal, and ad platforms into one monthly P&L so brands stop reconciling spreadsheets by hand. Best fit for founders or small finance teams who suspect their analytics dashboard profit doesn't match what hits the bank.
What Artoh does for Shopify brands
- Auto-pulls Shopify, Stripe, PayPal & ad platform data into monthly P&L
- Replaces founder or finance hire hours spent on manual reconciliation
- True ad profitability nets out Shopify fees, processing costs & COGS vs ad spend
- Surfaces campaigns that look profitable in ad manager but lose money after fees
Overview
Artoh is a United States-based financial technology company that provides USD liquidity and cross-border settlement for banks, payment platforms, financial institutions and the enterprises they serve in Africa and Latin America. It addresses businesses in markets where local banks ration US dollars and payments for suppliers or repatriation of revenue are held in queues.
For Shopify brands
- Gives businesses access to US dollars to pay suppliers in markets where local banks have limited dollar supply.
- Supports repatriating revenue and moving capital across borders for companies operating in Africa and Latin America.
- Runs transactions through licensed, regulated partners with KYC/AML checks built in.
- Built for
- Banks, payment platforms, financial institutions and enterprises, including agribusiness, oil and gas, aviation and infrastructure companies, operating in Africa and Latin America.
Products
- USD liquidity Direct access to US dollars for banks, payment platforms and corporates where local banks cannot supply them.
- Cross-border settlement Settles cross-border payments and collections through licensed partners, with rates, timelines and confirmations trackable.
Buyer notes
- Registered as a Money Services Business with FinCEN; incorporated in Delaware.
- Not a state-licensed money transmitter; regulated activities run through licensed financial-institution partners.
- Serves Africa and Latin America, with sales contact through the website.
- Based at 169 Madison Ave #2151, New York, NY 10016.
From Artoh's own site and Shopify App Store listings, as of 2026-10-30.
