8fig provides funding for Amazon and Shopify sellers.
8fig funds inventory purchases for Shopify and Amazon sellers at 6-10%, well below the 20-30% typical of merchant cash advances, credit cards, and factoring. Its ai pulls store data to build a cash flow & reorder schedule, replacing the spreadsheet most operators use today. Best fit: brands doing $100k+ annual revenue who currently fund inventory with expensive short-term capital.
What 8fig does for Shopify brands
- 6-10% fee vs 20-30% on mca, credit cards, factoring - direct margin recovery
- ai builds cash flow & reorder schedule from store data, replaces manual spreadsheets
Overview
8fig provides funding to US-based ecommerce sellers, including those selling through Shopify and Amazon. It addresses the cash flow gap between paying suppliers and receiving sales revenue, with funding for inventory, production, shipping, marketing and other operating expenses. Funding is non-dilutive and requires no collateral.
For Shopify brands
- Funding for inventory, production, shipping and marketing is offered without giving up equity or putting up collateral.
- Applying means connecting your Shopify store and bank account, and a customized offer can arrive in under six hours.
- Repayment follows a personalized schedule based on your funding amount and sales projections, and you can request changes if sales speed up or slow down.
How it works
You create a profile, complete an application by connecting your sales platforms and bank account, then review the offer. 8fig reviews your business performance and connected sales data to build a personalized funding plan called a Growth Plan, which sets out the amount, costs, payment schedule and term.
- Built for
- Established US-based ecommerce sellers, including private-label and wholesale sellers on Shopify, Amazon, eBay, BigCommerce, WooCommerce and Wix, that have been operating at least six months.
- Pricing
- Cost is fixed at the start of the plan. Most sellers remit between $6,000 and $10,000 for every $100,000 included in their Growth Plan. Offers range from $10,000 to $10 million, with terms up to four months.
Products
- Growth Plan Personalized funding plan setting funding amount, payment schedule and releases, with continuous capital aligned to supply chain costs.
- AI CFO AI-based technology offering tailored financial advice and forecasting to ecommerce businesses.
Integrations
Buyer notes
- Eligibility: at least six months in operation, $100,000+ in sales over the past 12 months, and average monthly sales above $12,000 over the past three months.
- Applying does not affect your credit score, and no credit check is part of the application.
- 8fig does not work with dropshipping businesses or sole proprietorships.
- Support is available by email at grow@8fig.co.
From 8fig's own site and Shopify App Store listings, as of 2026-10-30.
How much does 8fig cost?
Cost is fixed at the start of the plan. Most sellers remit between $6,000 and $10,000 for every $100,000 included in their Growth Plan. Offers range from $10,000 to $10 million, with terms up to four months.