Ramp provides corporate cards and spend management software for finance teams.
Ramp is a corporate card, expense, and ap automation platform that replaces tools like Expensify, Concur, and Bill.com. Useful for Shopify brands past the seed-stage finance setup, where card spend, vendor bills, and month-end close are eating finance team hours. Card controls block out-of-policy spend before it hits, and compliant spend earns cashback.
What Ramp does for Shopify brands
- Card controls block out-of-policy purchases by merchant & category before they happen
- Cashback on compliant spend returns 3-5% direct savings on card volume
- Auto-coded transactions & receipt capture cut finance reconciliation hours
- Faster month-end close, often 50-75% quicker
- Replaces standalone expense & ap tools, removing software line items
Overview
Ramp sells spend management software that combines corporate cards, expense management, accounts payable, travel, procurement and business banking in one platform. It replaces separate finance tools with a single system for managing company spending, bills and reimbursements.
For Shopify brands
- Issues unlimited physical and virtual cards with spend limits and vendor restrictions, which can be used for ad and supplier spending.
- Captures invoices with OCR, routes bills through approval rules, and pays vendors by ACH, card, check or wire.
- Codes transactions automatically and syncs them to accounting software such as QuickBooks, Xero and NetSuite to support month-end close.
How it works
A team signs up through the website and starts on the free plan, or contacts sales for the Enterprise plan. Ramp then handles receipt matching, transaction coding, approval routing and syncing to the connected accounting system. Enterprise plans include implementation services with a custom rollout plan, integration setup and employee training.
- Built for
- Businesses of all sizes, from startups and small businesses to mid-market and enterprise companies, including those operating globally.
- Pricing
- Ramp has a Free plan at $0 per user per month and a Plus plan at $15 per user per month plus a platform fee based on team size, with a 20% saving on annual billing. Enterprise is custom-priced with annual billing.
Products
- Corporate cards Unlimited physical and virtual cards with spend controls and real-time visibility.
- Expense management Receipt matching, policy enforcement, approvals and employee reimbursements.
- Accounts payable Invoice capture, approval workflows and bill payments by ACH, card, check and wire.
- Travel Book flights, hotels and car rentals with travel policies and automatic expense capture.
- Business banking Checking and investment accounts for operating cash.
- Procurement Vendor management, purchase orders and approval workflows for purchasing.
Integrations
Buyer notes
- Plus plan includes 24/7 phone support; the Free plan includes 24/7 chat support.
- Enterprise includes a dedicated account and customer success manager and priority 24/7 global support.
- Local currency card issuing is available in 30+ countries on the Enterprise plan.
- The Ramp Visa Corporate Card is a corporate liability charge card issued by Celtic Bank in the U.S.
From Ramp's own site and Shopify App Store listings, as of 2026-10-30.
How much does Ramp cost?
Ramp has a Free plan at $0 per user per month and a Plus plan at $15 per user per month plus a platform fee based on team size, with a 20% saving on annual billing. Enterprise is custom-priced with annual billing.