Dwight provides asset-based lending for DTC, CPG, food and beverage, beauty, and wellness brands.
Dwight provides asset-based lines of credit from $1M-$15M, advancing up to 85% on A/R and 65% on inventory. Built for growth-stage DTC and CPG brands funding inventory builds without giving up equity or taking on expensive venture debt.
What Dwight does for Shopify brands
- Non-dilutive capital funds inventory growth without selling equity
- Lower cost of capital vs. venture debt or equity rounds
- Atlas platform automates data collection & covenant monitoring
- Frees finance team hours otherwise spent on manual lender reporting
Overview
Dwight Funding is a lender that offers asset-based lines of credit backed by a company's inventory and accounts receivable, and term loans backed by equipment. It is aimed at growing consumer, food and beverage, and SaaS businesses that need working capital. The financing is non-dilutive, so the company does not give up equity.
- Built for
- US-based companies with revenue from $5mm to $100mm, profitable or loss-making and equity-backed or bootstrapped, in direct to consumer, consumer products, food and beverage, and SaaS.
Products
- Asset-Based Lending Lines of credit from $1mm to $15mm backed by inventory and accounts receivable.
- Equipment Financing Term loans up to $5mm backed by equipment and machinery to fund capital expenditures.
- Atlas Dwight's proprietary platform that automates due diligence tasks during funding.
Buyer notes
- Eligibility: minimum asset value of $500k in accounts receivable or $1mm in inventory, with inventory held in the US, Mexico or Canada.
- Asset-based lending advance rates are up to 85% on accounts receivable and up to 65% on inventory; equipment advance rates are up to 95%.
- Terms are covenant light with no personal guarantees; the asset-based lines have no amortization.
- Process: meet the team, review a term sheet, complete diligence and funding, then ongoing support after close.
From Dwight's own site and Shopify App Store listings, as of 2026-10-20.
Updated 2026-09-10. Method notes and every source: how we count →
