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Brex

Corporate cards, expense management, and business banking for high-growth brands

Brex provides finance platform with company cards and banking.

Brex is a corporate card and spend platform built for high-growth companies, with uncapped rewards on the two biggest dtc spend lines: ads & shipping. Finance teams use it to auto-categorize transactions, enforce policy at swipe, and sync straight to their erp. Best fit for brands burning real money on Meta/Google & 3PL freight who want that spend earning back instead of sitting on a zero-reward card.

What Brex does for Shopify brands

  • Uncapped rewards on ad spend & shipping, the two biggest dtc cost lines
  • Auto-categorized transactions & real-time policy enforcement cut expense processing 60-90%
  • Direct erp sync shrinks month-end close from hours to minutes
  • Up to 30x higher card limits & payment terms up to 31 days free working capital
  • Essentials plan $0/user so rewards on existing spend are pure upside

Overview

Brex sells finance software for businesses: corporate cards, expense management, bill pay, travel booking, accounting automation and business banking. It aims to replace manual expense reports, vendor payments and bookkeeping with one system that has spending controls and syncs with accounting tools.

For Shopify brands

  • Issue corporate cards with preset spend limits for employees, teams and vendors, with controls enforced automatically.
  • Automate expense reports, receipts and approvals, and sync card expenses to accounting software such as QuickBooks Online, Xero and NetSuite.
  • Pay vendors through bill pay with invoice entry, approval and ACH, wire or check payments, and issue vendor-specific cards.

How it works

A company opens an account through an online application, which the startups page says can take less than 10 minutes. It then issues cards, sets budgets and spend limits, and connects accounting, HR and other tools. Brex automates expense capture, approvals, bill payments and accounting sync.

Pricing
Essentials costs $0 per user per month. Premium costs $12 per user per month. Enterprise and Smart Card use custom pricing through sales. Some products have associated fees.

Products

  • Corporate cards Cards with built-in spend controls and budgets, accepted globally.
  • Expense management Automates receipts, approvals and expense reports, with real-time tracking and a mobile app.
  • Bill pay Automates invoice entry, approval and vendor payments, and issues vendor-specific cards.
  • Travel In-app booking and management of business travel.
  • Accounting automation Suggests GL coding, books accruals and syncs with ERP systems to close the books.
  • Banking and treasury Business account with checking, treasury and vault cash management services.

Integrations

Oracle NetsuiteQuickBooks OnlineQuickBooks DesktopXeroSage IntacctMicrosoft Dynamics 365 Business CentralWorkdaySAP ConcurSlackZoomNavanCoupaGustoRipplingADP Workforce NowOktaGoogle WorkspaceZapierExpensifyDeel

Buyer notes

  • Enterprise plan includes a named account manager and customizable implementation services.
  • Cards are accepted in 210+ countries and territories; local-currency cards are available in 50+ countries.
  • Treasury funds are not FDIC-insured; Vault funds at program banks are eligible for FDIC insurance.
  • Brex LLC is a wholly owned subsidiary of Capital One, N.A.

From Brex's own site and Shopify App Store listings, as of 2026-10-30.

How much does Brex cost?

Essentials costs $0 per user per month. Premium costs $12 per user per month. Enterprise and Smart Card use custom pricing through sales. Some products have associated fees.

Updated 2026-09-10. Method notes and every source: how we count →

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