Optimus Fintech
Payment data reconciliation and financial close software for finance and payment teams
Optimus Fintech provides payment data reconciliation and financial close software for finance and payment teams.
Overview
Optimus Fintech sells a financial operations platform that pulls payment data from processors, gateways, acquirers, banks and ERPs into one financial model. AI agents then reconcile transactions, validate fees and prepare data for accounting and financial close. It is aimed at finance and payment teams that have to piece together fragmented payment data by hand.
For Shopify brands
- Brings data from payment processors, gateways, banks and ERPs into one place, so the team does not log into separate portals and work in spreadsheets.
- Matches transactions across systems, validates fees against contracts and flags exceptions for follow-up, to find missed payments, chargebacks and overcharges.
- Prepares general-ledger-ready journal entries and close-ready datasets for the accounting team.
How it works
The brand selects its payment provider, grants read-only API access or sets up recurring report or file delivery, and Optimus Fintech's implementation team checks merchant coverage, fields, row counts and totals before the feed goes live. Standard API integrations can go live in about 24 hours, while file-based and assisted onboarding timelines depend on the provider.
- Built for
- Finance, accounting, treasury and payment operations teams at global enterprises and financial institutions, including retail, banks, e-commerce and insurance.
Products
- Data Fusion Agent Connects ERP, bank, processor, POS, ecommerce and billing data into one standardized financial model.
- Recon Agent Matches related transactions across systems, surfaces breaks and routes exceptions.
- GL Agent Classifies transactions and maps them to the general ledger structure for accounting.
- Cost Intelligence Agent Tracks fees, compares expected and actual charges, and finds overcharges and leakage.
- Financial Close Agent Organizes, validates and reconciles data to deliver close-ready financial data.
- AI Copilot Answers questions about payments, fees, settlements and exceptions in a conversational interface.
Integrations
Buyer notes
- Standard API integrations go live in about 24 hours; file-based and assisted onboarding timelines depend on the provider.
- Integrations use read-only access by default.
- Data is stored in a PCI DSS certified cloud data mart.
- Offices in San Francisco, California and Johns Creek, Georgia; support at support@optimus.tech.
From Optimus Fintech's own site and Shopify App Store listings, as of 2026-11-04.