Bolt

One-click checkout, payments and fraud protection software for online retailers

Bolt provides one-click checkout, payments and fraud protection software for online retailers.

Overview

Bolt is a San Francisco company that makes one-click checkout software for online stores. Its Bolt Checkout recognizes returning shoppers across a network of more than 100 million US shoppers, so they can check out in one click. Bolt also offers payments and fraud protection and works with a store's existing ecommerce platform and payment processor.

For Shopify brands

  • Bolt Checkout recognizes shoppers who have a Bolt account, even on their first visit to the store, and lets them check out in one click.
  • Bolt works with the store's existing ecommerce platform and payment processor, and Checkout OS is described as needing no rip-and-replace.
  • Bolt Payments and fraud protection are available alongside checkout, with chargeback protection offered through Total Fraud Protection.

How it works

Bolt replaces the store's checkout with a lightweight modal, so shoppers stay on the brand's site. Shoppers save their details at the end of a first purchase to create a Bolt account. On later visits to any merchant on the Bolt Network, Bolt recognizes them by email or phone number and sends a one-time password to sign them in.

Built for
Online retailers of all sizes, with separate offerings for enterprise, startups, SaaS, digital goods, high-risk merchants and marketplaces.
Pricing
Bolt Payments charges 2.5% + 30¢ per card transaction and $5 per chargeback. A 1.35% Bolt Network fee applies only when a shopper signs in with an existing Bolt account. Add-ons include Checkout OS, Checkout 2.0 and fraud protection tiers; subscriptions have no charge.

Products

  • Bolt Checkout One-click checkout that recognizes shoppers across sites and supports passwordless login.
  • Checkout Everywhere Lets shoppers buy from touchpoints such as social, email, chat and Google Free Product Listings.
  • Checkout OS No-code customizations, configurations and integrations for the checkout, without replacing the existing setup.
  • Checkout 2.0 Uses AI to build shopper profiles of preferences, behaviors and purchase history for personalization.
  • Bolt Payments Card processing, with chargeback handling and fees returned on refunds.
  • Bolt Connect Embedded checkout, seller onboarding and payouts for marketplaces.

Buyer notes

  • Bolt returns 100% of its fees when an order is refunded.
  • Basic fraud protection is included; Assisted Fraud Protection is $0.30 per transaction and Total Fraud Protection is 0.79% per transaction, with rates varying by industry.
  • International cards add 1.5%, AMEX adds 1%, and currency conversion adds 1.5%.
  • Sales contact is available to discuss rates.

From Bolt's own site and Shopify App Store listings, as of 2026-11-04.

How much does Bolt cost?

Bolt Payments charges 2.5% + 30¢ per card transaction and $5 per chargeback. A 1.35% Bolt Network fee applies only when a shopper signs in with an existing Bolt account. Add-ons include Checkout OS, Checkout 2.0 and fraud protection tiers; subscriptions have no charge.

Updated 2026-10-20. Method notes and every source: how we count →