Affirm

Pay-over-time financing for higher-ticket purchases, from a few months to multi-year plans

Affirm adds pay-over-time financing at checkout for higher-ticket purchases, with installment plans from 3 to 36 months and explicit APR instead of Pay-in-4 splits. Best fit for brands selling $500-$5,000+ items in home, electronics, sports & fitness, or premium apparel where sticker price is the main checkout objection.

What Affirm does for Shopify brands

Monthly payment display converts price-sensitive browsers who walk at full sticker
Longer-term plans (3-36 months) cover tickets Pay-in-4 options can't reach
Incremental monthly feel nudges buyers to premium configs, bundles, add-ons

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